Yearly expences (on average) - Money not enough

car loan 406 x 12 = 4872
life insurance 2500 x 1 = 2500
car insurance 1300 x 1 = 1500
road tax 250 x 1 = 250
petrol 210 x 12 = 2520
car maintenance 25 x 12 = 300
MISC 300 x 12 = 3600
telephone 30 x 12 = 360

Sigh, after calculate all.
Only able to collect around RM2000 in a year time.
Still got RM15,000 debts, the downpayment for my car have not pay to my parent ler...
Thankful that my parent never ask me to pay money to cater household expences.
How to enjoy my life?
How to make my life colourful?
The inflation if still keep on increase, then my saving will be lesser and lesser.
Money always not enough.
Hope my salary able to increase faster than the inflation rate.